The Ultimate Segue: From the Death Doula to the CRA
I’ve been thinking lately about the word "segue." In music or film, it’s a seamless transition from one state to another. In life, we often hope for the same—a gentle passing from the world of the living into whatever comes next.
But as any Executor in Canada will tell you, that transition isn't just spiritual. It’s deeply, stubbornly bureaucratic.
The Human Bridge: The Death Doula
We’ve started to hear more about Death Doulas (or end-of-life doulas). Just as a birth doula helps a soul enter the world, these professionals help a soul exit it. They aren't doctors; they are "transition managers."
They fill the gaps that hospitals often miss:
The Emotional Logistics: Helping families have the "hard conversations" before it’s too late.
The Environment: Ensuring the final hours are filled with the right music, stories, or simply a calm, non-clinical presence.
The Legacy: Turning a life’s worth of memories into letters, videos, or projects for those left behind.
In many ways, they are the "Social Doula," making sure the human element of the segue is handled with dignity.
The Bureaucratic Wall: The CRA
However, there is a second, much colder segue that every Canadian must face. I’ve often said that death isn't truly complete in Canada until the CRA says so.
While the family is grieving, the Canada Revenue Agency is looking at a "Deemed Disposition." The moment you pass, the government "pretends" you sold everything you owned at fair market value. They are the final gatekeepers of the exit.
For the 1,100 members of our Executor Support Group, this is where the "segue" gets stuck:
The Final Return: The last accounting of a life’s work.
The Estate Limbo: Where the estate becomes its own "taxpayer" (the GRE) for up to 36 months.
The Clearance Certificate: The "exit permit" that finally releases the Executor from personal liability.
The Executor as the "Final Doula"
If the Death Doula handles the transition of the spirit, the Executor handles the transition of the legacy. One manages the peace of the dying; the other manages the peace of the survivors by navigating the red tape.
It’s a reminder that a "good death" in the 21st century requires two types of preparation: one for the heart, and one for the ledger.